Website terms & disclaimer

Using this website

This website is provided by Accident & Casualty Insurance Company (ACICO), Monrovia, Liberia, to share information about our insurance services and to help you reach our team. By using it you agree to these terms.

You agree not to misuse the website, attempt to access information that is not yours, or interfere with its operation.

No cover is bound online

Nothing on this website — including quote inquiries, the AI coverage guide, chats with Haja, or figures shown in the customer portal — creates an insurance contract or guarantees that cover is in force.

Insurance cover begins only when ACICO confirms it in writing and any required premium is paid. Product descriptions on this site are summaries for guidance only; the issued policy wording governs.

Quotes

A quote request you send through this website is an inquiry, not an application. A confirmed quote prepared by our team is valid only until the expiry date stated on it, and remains subject to the terms and conditions stated on it.

AI-generated content

Haja, our AI agent, and the AI coverage guide use an AI model to provide general guidance. Their suggestions may be incomplete or imperfect, are not professional advice, and never constitute a quote or confirmation of cover. Always confirm details with our team.

Accuracy and availability

We work to keep this website accurate and available, but we do not warrant that it will be error-free or uninterrupted, and we may update or withdraw content at any time. To the extent permitted by law, ACICO is not liable for losses arising from use of this website.

Changes to these terms

We may update these terms from time to time. The version published on this page applies from the date it is posted.